Question by lamontsmith13: Is there a huge difference between a FICO credit score and the score given by the 3 credit bureaus?
I’ve already gotten my free credit reports from annualcreditreport.com but now I’m looking to monitor my credit score periodically from all three bureaus. I know that FICO is probably the biggest credit score service is their number that much different than what I’d get from the credit score source that Equifax, Experian and TransUnion use?I just don’t want to pay so much more for nothing. If FICO says my Experian credit score is 700 and I go to Experian.com and their service says my score is 692, I don’t see the difference.Thanks.
Best answer:
Answer by Dr. Deth
each agency uses a different formula probably – they should all be within 15 points of each other. It may depend on timing of when your score was calculated with each agency – probably not all done on same day – they may not ALL have the exact same info available about you and your accounts
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