Archive for the ‘Credit’ Category

How long does Truecredit take for disputed item to be updated?

Monday, September 6th, 2010

littlemaltese asked: on your credit report? I disputed 3 things from Transunion and I got a notice they were deleted and recieved my free copy of my credit report online with them. I am also a member of Truecredit.com and its not updated on their website yet.....How long does it ...

Will this change my Credit score?

Friday, August 13th, 2010

Lex asked: I just paid off an overdue bank payment (of 3 yrs) it was only 300.00. I have no overdue accounts, all my bills are paid on time, I do have a mortgage, and car payment but do not have any credit card balances. Will my credit ...

Where would I send a paid in full letter from a debtor?

Monday, July 26th, 2010

tarot_princess86 asked: Alright, I had an account in collections for a really long time. When I started paying it down the collector told me that once it was all paid off that I should send copies of the paid in full letter to the 3 main credit bureaus (transunion, eqifax ...

Will I get 16K car loan with credit score 610 ?

Saturday, July 17th, 2010

Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K ...

credit score?

Thursday, July 8th, 2010

chefyooper3 asked: Does anyone know where i can get my credit report done for free. All the places online say free but then you have to cancel theeir service before 3 days and it is never easy to cancel.Willie

CREDIT SCORE BOOST, FREE. SURVEY?

Thursday, July 8th, 2010

Pixelated Inc. asked: Ive discovered a way and technique of boosting credit scores, cleaning reports, dealing with creditors, and getting approved for new credit. It worked for myself and 2 friends of mine. Her score went from 567 to 638 in 1 months time, on 1 bureau. Im 3 for ...

Am I taking a chance on possible identity theft?

Saturday, July 3rd, 2010

Caroline S asked: In Laws asked when visiting us for copy of our daughter's social security card a couple of years ago b/c they were setting up a 529 college fund for her. I gave them the copy, but now I've found out that they never lock the door to ...

i settled a debt with a collection agency but i think they are a scam now what should i do?

Sunday, June 27th, 2010

VBPRODIGYest.89 asked: my bank of america credit crd debt was sent to the er solutions collection agency and the bank of america Representative gave me the number to call the agancy. i called, we agreed by phone to a settlement of $587(on a $820 balance). i paid the settlment ...

How do I dispute the fact that i never used cell phones sent to me, and want it to be removed from my report?

Wednesday, June 23rd, 2010

Jiccah asked: I had signed up for 2 free cell phone from Cingular. When the phones finally arrived I was away at college. ATT billed me for 3 months while i was away and now my credit report shows a deliquency.Timothy

Can I Be Able To Finance A Car?

Sunday, June 20th, 2010

Kevin S asked: Hi everyone.. so i just turned 18 a week ago.. and im looking to buy a financed car. i have a full time job over 38 hours and been employed for about 2 years.. im looking to make a 4000 down payment on a car that is ...