Credit | free 3 credit report

March 25, 2011

My 3 credit scores are different even though the info for each is the same. Which score will lenders use?

Filed under: Credit — Tags: Credit Scores, Lenders, Score — admin @ 11:11 pm

XD_JDOL asked:

I’ve done the work to make sure that each bureau has identical information, yet the range in scores is significant (over 60 pts).

Adam

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March 17, 2011

Do I have to check my credit score at all 3 credit bureaus?

Filed under: Credit — Tags: Check My Credit, Credit Account, Credit Bureaus, Credit Card, Credit Equifax, Credit Score, Equifax — admin @ 12:41 pm

Dancegoddess69 asked:

I just checked my credit score with Equifax. From my understanding is every credit bureaus look at credit a little differently. Should I check my credit score from all three or is just one ok?
Also, I just payed off one credit account. It wasn’t a credit card, but a loan. I just payed the rest of the amount off so now that account will be gone. Will doing so hurt my score or raise it?

Sandra

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February 3, 2011

I have 3 credit cards. Score wise, should I charge something each month to one or to all 3 and pay it totally?

Filed under: Credit — Tags: Credit Cards, Credit Score, Improve Credit, Zero Balance — admin @ 11:19 am

beeper917 asked:

All of the cards have a zero balance currently and I am looking to improve my credit score.

Roland

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January 30, 2011

If there are 3 credit bureaus determining your credit score, which one is the correct one?

Filed under: Credit — Tags: Credit Bureaus, Credit Score, Credit Scores, Lenders, Thanks In Advance — admin @ 8:22 am

pangfvlx asked:

I don’t understand which one is the one that lenders look at. Do they just take the average of all 3? So if I’m trying to get my credit scores to know where I stand, should I get all 3? Any response would be great. Thanks in advance!!!

Kenneth

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January 25, 2011

why do the 3 credit score companys have 3 different scores on your credit?

Filed under: Credit — Tags: Credit Score, Credit Scores — admin @ 9:25 am

Fox Racing asked:

I just did a 3 in 1 check (all 3 at once) and all three were different.

Pearl

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January 16, 2011

which is the best site to order your 3 CREDIT REPORTS WITH CREDIT SCORE?

Filed under: Credit — Tags: Credit Bureau, Credit Reports, Credit Score — admin @ 3:19 pm

no name asked:

most sites want to just charge you just your score and some with one credit bureau. I need all 3 with score.

Kelly

Comments (0)

December 20, 2010

You get a credit score from Transunion, Experian Equifax, out of the 3 scores how do you define your score?

Filed under: Credit — Tags: Credit Equifax, Credit Score, Credit Scores, Equifax, Experian, Transunion — admin @ 11:57 am

Chief asked:

out of the 3 credit scores which one is your actual score?

Lillian

Comments (1)

December 10, 2010

How can my 3 Credit scores be so different?

Filed under: Credit — Tags: Credit Report, Credit Scores — admin @ 6:12 pm

Linda T asked:

I ordered a credit report & scores from Experian: score 781(Very complete report) Equifax: score739 (Had only 2 accounts on report and they had been closed since 1989 &1999) TransUnion: score 746 (Payment status on most all of my accounts were either “unrated” or “unrated or bankruptcey” I have never had a bankruptcy and I feel that statement infers that I have. I have applied for a refi on my home (getting rid of an ARM mortgage) and I was told that they would take all 3 scores and average them out. I feel this is not fair to me because of the two credit reports that are not complete. Is there any way that I can make the credit bureau complete my file? Maybe send them a copy of my report from experian? Thanks LindaT

Dolores

Comments (6)

Getting your credit report with your credit score all 3 bureaus?

Filed under: Credit — Tags: Credit Bureaus, Credit Score, Credit Scores, Free Credit Report — admin @ 4:00 pm

Nate asked:

How can I get my credit report from all 3 bureaus with all 3 credit scores? What Site and how much does it cost?

* I already got my free credit report but not my scores * I want my credit scores

Sean

Comments (5)

December 9, 2010

Why do we have 3 different credit score and how do I know which one people go by? I need to get a loan?

Filed under: Credit — Tags: Credit Score, Experian Credit, One People — admin @ 7:42 am

nmr1022 asked:

My Experian credit score is significantly lower then the others and I’m in need of a loan is there any place I can check that use the other two?

Walter

Comments (6)

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