[ΦΘΚ] PIяATE asked:
I’m talking about the FICO scores from all 3 credit bureaus, NOT the free credit reports. I was shopping around http://www.myfico.com and was wondering if it was worth spending the $47.85
Martin
I’m talking about the FICO scores from all 3 credit bureaus, NOT the free credit reports. I was shopping around http://www.myfico.com and was wondering if it was worth spending the $47.85
Martin
Regina
No I never have, but I have all ways had a AAA rating
Comment by burnittodeath — March 6, 2010 @ 12:08 pm
Pedro
Not unless you are getting ready to apply for a loan. Even then, if your credit report looks accurate and good there should be nothing to worry about. Just use the free yearly credit report. Even better, someone once advised me to check just one of the credit reporting agency areas every 4 months. That way every 4 months you get a free look at your credit history. Helps u spot identity theft as well as guessimate your credit score.
Comment by ontopofoldsmokie — March 9, 2010 @ 2:39 am
Tommy
I check mine every 4 months using the 3 free credit report companies.
Comment by jst4pat — March 9, 2010 @ 11:07 am
Marilyn
I would not pay the $47.85. you can go to freecreditreport.com or annualcreditreport.com and request you free credit report and then it will ask you if you want you fico score and it is only like $5 or something like that. so you will be paying a lot less..
Comment by ferby fer — March 9, 2010 @ 9:25 pm
Vera
As an auto finance manager, I would tell you not to bother with getting the scores of all 3 bureaus. They each have different criteria but most loans other than home or big-ticket items only use one – Equifax. If you plan on buying one of these items and your “free” report doesn’t indicate there might be theft or fraud of your personal info…I wouldn’t bother. All paid as agreed accounts does not necessarily mean a 700+ score. The scores are determined by amount of credit being used, types of accounts, length on the bureau, 2 years prior payment history, length of job and residence…
Knowing your score does NOT mean you can do anything with the information except brag! Anytime you apply for credit, the creditor will get your score. Ask them. If you are declined, the report is free and includes your score.
Comment by write2kimberlymueller — March 11, 2010 @ 8:23 am
Richard
I check mine daily at Truecredit.com It is a transunion sponsored site. It updates every 24 hours. $15.00/month.
Comment by waspwithstinger — March 11, 2010 @ 9:02 pm
Michelle
I have a Washington Mutual credit card. It gives me free access to my credit scores (not the reports) whenever I want.
Comment by SexyTrojan — March 11, 2010 @ 11:53 pm