vvsilenced_fearvv asked:
So for a while i’ve been jobless and havent been able to pay three of my credit cards at all, i stopped paying them back in december its been almost 7 months now or so, And i was wondering how can i. 1) Fix my Credit 2)Get a job with bad credit 3) Now that i have money i have no way of reaching the “Collectors” that have contacted me in the past to pay them the money, And if i do that in monthly installments will it help my credit out at all? i have already received my free credit report and that was last november and now i have to wait till this november to get another one, i know if i apply for a credit card and send it in they will give me a new report but is that worth it? Thank you for your help.
Ramon
So for a while i’ve been jobless and havent been able to pay three of my credit cards at all, i stopped paying them back in december its been almost 7 months now or so, And i was wondering how can i. 1) Fix my Credit 2)Get a job with bad credit 3) Now that i have money i have no way of reaching the “Collectors” that have contacted me in the past to pay them the money, And if i do that in monthly installments will it help my credit out at all? i have already received my free credit report and that was last november and now i have to wait till this november to get another one, i know if i apply for a credit card and send it in they will give me a new report but is that worth it? Thank you for your help.
Ramon
Tyrone
there is alot to cover — first you can get a job — it may be flipping hamburgers but get a job — do anyway with all wants cell phone — cable tv and internet — than get a part time job- since you will not be surfing the net or talking on the phone you have the free time — you do not need to charge any more till you get out of debt so do not worry about getting your credit report!!!
Comment by mister ed — December 23, 2009 @ 7:04 pm
Troy
Anyone can get a job with bad credit just don’t expect to be in a management position or Executive position. You can go to many places to get a job….Do you think all american’s that work have good credit? Think again!!!!!!!!
Comment by danesgirl74 — December 26, 2009 @ 3:05 am
Mark
No do not apply for credit. If you did not get all three then get a different one. I have gone online to dispute an account and been able to recieve a free report for disputing. You can get the info on where to send a payment by looking on your report, it should have the phone number or an address.. It can make your score go down if you pay on them but I don’t think it will being that they are so new. To fix your credit you need to start paying on those cards every month on time. How old are you? There are plenty of things you can do to make money. If you are 21 bartending pays good. If you are a guy there are many things you can do. My hubby used to work on cars through the weekend, cut wood, haul things for others, mow yards, etc. If you are a woman there is plenty you can do as well. You can babysit, clean houses, make things, etc. As far as a job goes they are out there and there is a place that will hire you if you are willing to look hard enough and when you apply don’t just fill out the application then forget it, try calling them every few days and ask them if they have had a chance to look at your info, just act like you really want the job. I hope it goes well.
Comment by SheilaB — December 28, 2009 @ 3:27 pm