free 3 credit report – rating score

January 27, 2010

Is this a reliable source of credit score?

Montana asked:


I have Identity Monitor from Citi (I have a credit card with them). One of the features of the Identity Monitor is that I can look up my credit report whenever. It tells me accurately what is on my report (it matches up with my free credit reports from those 3 agencies or whatever). So, would you say the credit score it gives me is about accurate?

Does anyone know their score more factually and have Identity monitor? are the scores the same or at least close?
Yeah, I know about Transunion, Experian and Equifax, but I looked them up before during this year and I’m in the process of building up my credit, so I was hoping that there was an accurate source that would reflect the changes I make.

Why do you say it is/isn’t accurate? Do you use it yourself? Again I know it’ll never be right on to the point, but is it completely wrong for some reason? Sugar-coated somehow?

Larry

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2 Comments »

  1. Harry

    yes it sounds accurate.
    yes, and yes they are.
    good company, I’ve had no problems so far.

    Comment by Ms_G — January 29, 2010 @ 7:04 am

  2. Billy

    No, it is not very accurate. The best way to learn your score is to request it through the three depositories: Experian, Equifax, and TransUnion.

    Comment by Thomas Rourke — January 30, 2010 @ 5:53 am

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