credit « free 3 credit report

February 21, 2012

What are the best ways to repair a poor credit rating?

Filed under: Credit Rating — Tags: best, credit, poor, Rating, repair, Ways — admin @ 12:59 am

Question by gds_ny2003: What are the best ways to repair a poor credit rating?
I’m looking to repair my poor credit rating. I owe 10k+ to various creditors. I’m married, we both have a decent paying jobs. My spouse has credit problems as well. Here are my concerns:1. Are there any immediate steps that I should take to get started?2. What is considered a “good” score to have when buying a house?3. What short term steps (6 months to 1 year period) can I take to bring my rating up to a “moderate” level?4. What long-term steps can I take to make for the future so that I do not fall back to where I am now?5. I know that some credit counselling services are predatory in nature, and actually put people into more trouble than they had to begin with. Are there any reputable credit counselling services out there (preferably non-profit)?

Best answer:

Answer by ednolb
Go check out books by Suze Orman- they will answer all your questions and stear you away from any scams. Be careful because you want a quick fix and there isn’t one.

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February 18, 2012

Do I get 3 free credit reports per CALENDAR year or a year from when I request one?

Filed under: Free 3 Credit Report — Tags: CALENDAR, credit, free, from, REPORTS, request, year — admin @ 4:59 pm

Question by Brandino: Do I get3free credit reports per CALENDAR year or a year from when I request one?
If I request one of the free reports, does my number of freebies increase back to 3 once January rolls around? Thanks

Best answer:

Answer by Caveat Emptor
Not per calendar year. 12 months from the date you final received your free report.

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February 14, 2012

Q&A: Does walmart credit card report to the 3 major credit bureau every month?

Filed under: 3 Credit Report — Tags: bureau, Card, credit, every, major, month, report, Walmart — admin @ 1:00 am

Question by azkoolchik: Does walmart credit card report to theiiimajor credit bureau every month?
If not, how often do they report to the 3 major credit bureau?

Best answer:

Answer by ibettergonow
nope – i have one and it’s not on my credit reports….strange

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February 9, 2012

Does a bad credit report rating in one country affect the crediting in another country?

Filed under: Credit Rating — Tags: affect, another, country, credit, crediting, Rating, report — admin @ 9:05 am

by NASA on The Commons

Question by : Does a bad credit report rating in one country touching the crediting in another country?
If someone has let’s say a bad credit history in Canada, could this somehow affect the credit rating in the United States? Is there such a thing as an international credit report?

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February 4, 2012

I paid my mortgage, all three credit agencies lifted my report. Is this bad?

Filed under: 3 Credit Report — Tags: agencies, credit, lifted, Mortgage, paid, report, this, Three — admin @ 5:04 pm

by href=”http://www.flickr.com/photos/25053835@N03/4011375750″> Smithsonian Institution

jade_blu_eyes Question : I paid my mortgage, all three assigned agencies lifted my report. Is this bad? I paid my mortgage 3 months ago. All three credit reporting agencies, it took off my reports. The payments were always made on time. It has never been late on a payment. If agencies leave this point by showing the solvency, or is it better to leave it off? I would buy a new house next year. Any advice is appreciated. Thank you! Best answer: Answer by

max
They would not have taken off. Your payment history indicates that you are a credit risk based on your good systematically paying your mortgage on time. If you are looking to buy another house when he would be good to show potential creditors of your excellent credit history with your previous mortgage.

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January 31, 2012

What determines a credit rating and what is the best score?

Filed under: Credit Rating — Tags: best, credit, determines, Rating, Score — admin @ 1:00 am

Question by Paxis: What determines a credit rating and what is the best score?
Also, where can I view my credit rating?

Best answer:

Answer by bdancer222
Your tallied is a complicated formula based on what shows on your credit account. You can get your free annual credit report from each of the three credit bureaus at AnnualCreditReport.com. Reports are free, scores are not.Creditors use FICO (scale 300 to 850) scores and it is a waste of money to buy any non-FICO score. The only set consumers can get real FICO hit is MyFico.com. Monitoring servcies use Fakko scores and even the three ascribe bureaus now sell consumers non-FICO scores which are a different scale and formula.CreditKarma.com offers a loosed score estimator based on your TransUnion credit report. It is not FICO but within 50 points or so. Good enough if you are just curious.By the way, if you have never had a credit card or loan, you have no credit history and your score would be .

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January 28, 2012

Where is the site for a FREE credit report. from the 3 credit bureau for the year?

Filed under: Free 3 Credit Report — Tags: bureau, credit, free, from, report, site, year — admin @ 5:01 pm

Question by Sandifer S: Where is the site for a FREE credit report. from the 3 credit bureau for the year?

Best answer:

Answer by Steve D
http://www.annualcreditreport.com

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January 26, 2012

The House of The Dead 2 Arcade Single Credit Special Agent Rank Part 3

Filed under: 3 Credit Score — Tags: Agent, Arcade, credit, Dead, House, Part, Rank, Single, Special — admin @ 9:00 am

HOTD 1 www.youtube.com

Twitter: www.twitter.com The other gameplay on my carrying: www.youtube.com By playing Kill Confirmed and using tactical insertions you can flagrant up extremely fast in Modern Warfare 3 (without hacking or expoliting the game), if you’re smart about where you put your tactical insertions and make sure that when you die you prioritize getting your dog tags so you get an extra 250 points. If you’re smart about how you play kill confirmed and place your tactical insertions “tactically” you should be fine! Give credit to my good friend Wellzey for informing me of his method to ranking up quickly and Anduhsin for helping out as well. His Xbox Live Gamertag is Wellzey29! Got any questions for Wellzey? Message him on twitter: www.twitter.com How to rank up extremely fast in mw3 without hacking or boosting or expoliting How to use tactical insertions legitametely How to use tactical insertions in kill confirmed How to get a lot of score/xp fast in mw3
Video Rating: 4 / 5

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January 24, 2012

Q&A: Will it hurt my credit rating if the company cancelled card due to non use?

Filed under: Credit Rating — Tags: cancelled, Card, company, credit, hurt, Rating — admin @ 1:01 am

Question by Heidi 4: Will it hurt my credit rating if the company cancelled card due to non use?
I have a Capital One credit card which I havn’t used for over two years. I got a letter from them today that they are going to cancel my credit with them because I have not used my card.My credit rating is ‘excellent’ and don’t want this as a negative on my rating.

Best answer:

Answer by pappy12a
If you’re not going to use it just cancel it ,you can always get a new one later if you want

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January 21, 2012

Credit and Credit Scores

Filed under: Free 3 Credit Report — Tags: credit, scores — admin @ 5:01 pm

Lets talk about credit and credit scores. What do you need to do to keep and get great credit? What makes up credit scores? How long does negative information stay on your credit report. You can get a free credit report from here: www.annualcreditreport.com. You can purchase all three credit scores here and monitor your credit: www.myfico.com. Here are the 3 credit bureau contact information so you can call and get your credit report: Credit Bureau Contact #s Equifax 800-885-1111 Experian 888-397-3742 TransUnion 800-888-4213
Video Rating: 5 / 5

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