credit « free 3 credit report

January 24, 2012

Q&A: Will it hurt my credit rating if the company cancelled card due to non use?

Filed under: Credit Rating — Tags: cancelled, Card, company, credit, hurt, Rating — admin @ 1:01 am

Question by Heidi 4: Will it hurt my credit rating if the company cancelled card due to non use?
I have a Capital One credit card which I havn’t used for over two years. I got a letter from them today that they are going to cancel my credit with them because I have not used my card.My credit rating is ‘excellent’ and don’t want this as a negative on my rating.

Best answer:

Answer by pappy12a
If you’re not going to use it just cancel it ,you can always get a new one later if you want

Know better? Leave your own answer in the comments!

Comments (0)

January 21, 2012

Credit and Credit Scores

Filed under: Free 3 Credit Report — Tags: credit, scores — admin @ 5:01 pm

Lets talk about credit and credit scores. What do you need to do to keep and get great credit? What makes up credit scores? How long does negative information stay on your credit report. You can get a free credit report from here: www.annualcreditreport.com. You can purchase all three credit scores here and monitor your credit: www.myfico.com. Here are the 3 credit bureau contact information so you can call and get your credit report: Credit Bureau Contact #s Equifax 800-885-1111 Experian 888-397-3742 TransUnion 800-888-4213
Video Rating: 5 / 5

Comments (0)

January 14, 2012

Greece given world’s lowest credit rating

Filed under: Credit Rating — Tags: credit, given, Greece, lowest, Rating, world's — admin @ 5:01 pm

Standard & Poor’s has cut Greece’s credit rating by three notches to CCC, the lowest rating of any sovereign nation in the world, as European finance ministers prepare to discuss a new aid package for the country. The agency said it believed that Greece’s recession “could well persist into 2012 and thus may further erode internal political support for the revised EU/IMF programme”. Greece responded by accusing Standard & Poor’s of ignoring reform efforts in Athens and European Union talks on debt aid. Al Jazeera’s Paul Brennan and Alan Fisher report from Athens
Video Rating: 3 / 5

The United States’ prized top AAA credit rating has been cut for the first time ever. Standard & Poor’s has dropped America’s ranking to AA+.The downgrade came too late to hit Europe’s stock markets – which have already taken a hammering this week – being battered by the Eurozone and America’s debt difficulties. RT’s Daniel Bushell is monitoring the fallout in Brussels. RT on Twitter: twitter.com RT on Facebook: www.facebook.com
Video Rating: 4 / 5

Comments (0)

January 7, 2012

Build business credit for free!pt6.3

Filed under: 3 Credit Report — Tags: build, business, credit, freept6.3 — admin @ 5:00 pm

gboogie.net Build business credit for free! Gboogie the king of business credit shows you how!

Comments (0)

January 5, 2012

Credit Repair Services – The Best One?

Filed under: 3 Credit Score — Tags: best, credit, repair, services — admin @ 9:02 am

easybadcreditrepair.com Looking for the best credit repair services to help restore your credit score or clean up your credit history? Look no further because I break down what I feel are the top 3 best credit repair services

The final round between Scrooge and Vegeta takes the fight to a whole new level. To give credit where it’s due (but wasn’t included, the Dancing Vegeta’s moving are based on the dancing bear from DJ Format’s music video “We Know Something you Don’t Know”
Video Rating: 4 / 5

Comments (0)

December 31, 2011

Logistic distribution maps credit score to probability of default (PD)

Filed under: Credit Rating — Tags: credit, default, distribution, Logistic, maps, Probability, Score — admin @ 5:02 pm

The logistic function can be used to transform a credit score into a probability of default (PD). The advantages of the logistic are (i) it easy to calculate and (ii) as a cumulative distribution function (CDF) the output is, appropriately, a probability between and 1.. In this video, I show two approaches to the exponent, which itself is the negative of a product of vectors (-b*x). First, the two-factor linear probability model that produces a “credit score;” the credit score is then transformed into a PD. Second, an illustrated usage which starts with “internal credit ratings” from to 100, with 100 representing perfect credit quality; in this case, the internal credit rating is adjusted to a scale usable to the logistic, then the logistic function is again used to compute a PD. The spreadsheet is available on our website!

Comments (0)

December 29, 2011

Q&A: I have learned I am entitled to one free credit report per year from each of the main 3 credit reporting …?

Filed under: Free 3 Credit Report — Tags: credit, each, entitled, free, from, learned, main, report, reporting, year — admin @ 9:01 am

Question by My BFF is a Pitador!: I have learned I am entitled to ane free credit report per year from each of the main 3 imputing reporting …?
agencies. How do I go about requesting a copy?

Best answer:

Answer by anytime_male
annualcreditreport.com

What do you think? Answer below!

Comments (0)

December 24, 2011

Credit Rating: Q&A with Martin Lewis

Filed under: Credit Rating — Tags: credit, Lewis, Martin, Rating — admin @ 5:00 pm

Video Rating: 5 / 5

Comments (0)

December 22, 2011

Attorney’s Guide to Credit Repair

Filed under: 3 Credit Score — Tags: Attorney's, credit, Guide, repair — admin @ 9:01 am

www.squidoo.com An Attorneys Guide to Credit Repair shows you how to add up to 257 points, or more, to your FICO Score, in 90 days or less, using a proven 3-step formula.

Comments (0)

December 20, 2011

What does someones credit rating or score have to be to qualify for a car loan without the need of a cosigner?

Filed under: Credit Rating — Tags: cosigner, credit, loan, Need, qualify, Rating, Score, someones, without — admin @ 1:04 am

by Smithsonian Institution

Question by .: What does someones credit rating or score have to be to qualify for a car loan without the need of a cosigner?
What is the lowest possible credit rating/score have to be to qualify for an auto loan without the need for a co-signer?

Best answer:

Answer by Michael B
It can be really low, 550, or so, but the downpayment would have to be substantial, and your interest rate would be really high, making what you’re paying for the car substantially more than it is worth…

Add your own answer in the comments!

Comments (0)

« Newer Posts — Older Posts »