Tuesday, August 24th, 2010
Mike Clover asked: The most determining factor for lenders in applying interest rates and terms for a loan is your credit score. Your credit score basically demonstrates to them your ability to responsibly pay your debts and handle your finances. Without a credit scoring system, lenders would have a difficult ...
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Sunday, August 1st, 2010
Thomas Morva asked: The importance of a positive, error-free credit report should never be overlooked. This becomes all the more important when circumstances are such that it becomes imperative for you to borrow money.Yet it has generally been observed that many people remain blissfully unaware of the errors in their ...
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Tuesday, July 27th, 2010
Nataliya Yakushev asked: Building positive credit as early as possible is the best thing anyone on the brink of independence can do for themselves. Getting a head start makes it easier to obtain a line of credit when you really need it further down the road. If you wait too ...
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Friday, June 25th, 2010
Zach Ford asked: Your FICO score, calculated by information in your credit report, is one of the most valuable tools in your financial arsenal. FICO (named after Fair Issac Corp, the company that pioneered credit scoring) mathematically calculates your late or timely payments and other factors in your credit history ...
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Friday, June 11th, 2010
hb_breezy asked: So as I was looking around sendearnings.com (get paid to read emails and all that), I seen a thing for discover card. It says to sign up and i'll get $15 to my sendearnings account.
So I went ahead and went to the link it gave me (https://www.discovercard.com/cardmembersvcs/acqs/app/getapp?sc=KWZP&aid=10514163&pid=3120907&sid=se2226842x121147769) and ...
Posted in Credit | 5 Comments »
Sunday, February 28th, 2010
Steve Evans asked: et a free online Experian Credit Report at their web site locations when you sign up for a free trial of credit monitoring and the service is free as long as you cancel soon afterwards and before the initial free trial period is over. Simply fill out ...
Posted in Report Thanks | No Comments »
Friday, February 26th, 2010
Carrie Reeder asked: Each consumer with credit history should obtain a copy of their report annually. The cost of credit reports vary. If obtaining a copy from the credit bureaus, consumers may pay $15 per bureau. However, some online credit agencies advertise low cost credit reports. Rather than paying for ...
Posted in Advice | No Comments »
Thursday, February 18th, 2010
Helen Hecker asked: These are just a few of the best credit tips and facts to help you improve your credit report and score and give you some ideas for fixing or repairing your credit. When buying a car get pre-approved first at your bank or credit union for example, ...
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Friday, January 1st, 2010
Nikki L asked: I recently checked my credit score due to a denial on a credit card. I am divorced and was worried my ex didn't pay a credit card bill that was in both our name. When I entered all of my personal and secure information into ...
Posted in Credit | 3 Comments »
Sunday, December 20th, 2009
Money Only asked: We live in a credit oriented world. We all get credit at some point, so it's hardly surprising to learn that we all have a credit history. If you are curious about your credit rating, and you should be, you can obtain a free credit report from ...
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