Husband has charge-offs on credit report. How should we handle this if he wants to join the Air Force?

Monday, September 6th, 2010

savannie84 asked: Ok, this will be the 3rd question I've asked about the AF thus far. I really appreciate y'all's help here. My husband has a credit score of 577 (checked today). We are on the Dave Ramsey plan (for those of you familiar with him) for paying off our debts, ...

Free Credit Reports For All!

Thursday, September 2nd, 2010

Matthew Keegan asked: Yes, it is true: free credit reports are available for you, the consumer. Thanks to an act of Congress, you can get copies of your credit reports annually. This means that Experian, Equifax, and Trans Union - the Big 3 credit reporting agencies - must furnish one ...

Secrets on Free Credit Report

Monday, August 30th, 2010

Ima Johnson asked: Have you ever wondered how loaning companies, banks, and even other huge investors make up their decision whether if they would decline your application or approve it? That's right. These establishments take a look at your credit score which is indicated in your credit report.What Is A ...

Will this change my Credit score?

Friday, August 13th, 2010

Lex asked: I just paid off an overdue bank payment (of 3 yrs) it was only 300.00. I have no overdue accounts, all my bills are paid on time, I do have a mortgage, and car payment but do not have any credit card balances. Will my credit ...

Credit Report No Credit Card – Where To Get One

Saturday, August 7th, 2010

Justin Fox asked: Credit Report No Credit Card - You want your Credit Report now but have No Credit Card! frustrating! what to do, well you be happy to find out there are a few places where you can get your report without the need for a Credit Card, but ...

What kind of loan can I get with my credit score?

Thursday, July 29th, 2010

Leo asked: Hello, I am leasing a car which I will have the option to buy out in March of this year. Since it's a very good car, I'd definitely like to buy it out - The buy out is something like $8,000. I checked my credit score, and it's about ...

Building a Credit History With Credit Cards

Tuesday, July 27th, 2010

Nataliya Yakushev asked: Building positive credit as early as possible is the best thing anyone on the brink of independence can do for themselves. Getting a head start makes it easier to obtain a line of credit when you really need it further down the road. If you wait too ...

Free Credit Report With Score – Understanding Credit Score Made Easy

Saturday, July 24th, 2010

Bart Newman asked: Equifax, TransUnion and Experian are nationwide consumer reporting companies required by the Fair Credit Reporting Act or FCRA to provide consumers a copy of their free credit report with score each year. This Act is implemented by the Federal Trade Commission, a consumer protection agency that also ...

Will I get 16K car loan with credit score 610 ?

Saturday, July 17th, 2010

Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K ...

credit score?

Thursday, July 8th, 2010

chefyooper3 asked: Does anyone know where i can get my credit report done for free. All the places online say free but then you have to cancel theeir service before 3 days and it is never easy to cancel.Willie