Thursday, September 2nd, 2010
Matthew Keegan asked: Yes, it is true: free credit reports are available for you, the consumer. Thanks to an act of Congress, you can get copies of your credit reports annually. This means that Experian, Equifax, and Trans Union - the Big 3 credit reporting agencies - must furnish one ...
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Monday, August 30th, 2010
Gary Bunn asked: Your credit file is a document that presents a complete picture of your financial situation, both past and present, and is the primary deciding factor that leads your creditors to accept or decline your applications. So you can clearly see how important your credit report is! It's ...
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Wednesday, August 11th, 2010
Thomas Eliot asked: People working to pay off their debts to improve their credit score can use free online websites as an incentive. To get your scores online for free you can go to any number of sites which are willing to share this information with you in exchange for ...
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Friday, July 30th, 2010
Thomas Morva asked: The fair credit-reporting act makes it mandatory for the three organizations (Equifax, Trans Union and Experian) to submit a credit report at least once a year to anyone who requests for the same. Typing ?annual credit report? in a search engine, which provides credit reports online and ...
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Thursday, July 29th, 2010
Leo asked: Hello,
I am leasing a car which I will have the option to buy out in March of this year. Since it's a very good car, I'd definitely like to buy it out - The buy out is something like $8,000. I checked my credit score, and it's about ...
Posted in Personal Finance | 8 Comments »
Tuesday, July 6th, 2010
Clara Ghomes asked: Credit reports of an individual are a record of all his/her past lending transactions such as borrowing money, repayments, information regarding late payments (if any) and bankruptcy. The credit rating or score is based on the credit report of an individual. These ratings help in determining the ...
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Sunday, June 27th, 2010
Ainhoa asked: I printed up my free annual credit report from Experian and found 3 negative items for cable, phone, and satellite dish service. The person installed these services at their home and I reported it to our local police department. I get a call from the detective on ...
Posted in Law Enforcement & Police | 4 Comments »
Tuesday, June 15th, 2010
Davion Wong asked: The 3 in 1 credit report is just the right tool for you to improve your overall credit score by identifying areas for improvement in your financial status. It contains the summary of your financial records from the three major reporting bureaus in order to come up ...
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Sunday, June 13th, 2010
Lee Selders asked: What you will need:1. A black permanent marker, 2. A copier, 3. Envelopes, 4. Stamps, 5. A telephone.1. Call all 3 credit reporting agencies and order your credit report-it is free. Your order will be automated.Transunion: 1-877-322-8228 Equifax: 1-877-322-8228 Experian: 1-877-322-82282. When you get your reports make ...
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Monday, June 7th, 2010
Thomas Morva asked: A recent amendment to the federal Fair Credit Reporting Act (FCRA) obligates the three nationwide consumer credit reporting companies - Equifax, Experian and Trans Union - to provide a free credit report to any consumer who requests it.The importance of a credit report cannot be ignored. An ...
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